Savings Accounts


Savings Accounts

Begin saving for the unexpected and open a savings account with a minimum opening balance of $100.00.  No interest paid on balances below $100.00 and a quarterly service charge of $1.00 will be charged if the balance falls below $100.00 anytime during the quarter.   Interest will be credited to your account quarterly.


Christmas Club

You can start saving for Christmas gifts ahead of time by opening a Christmas Club Account with us.  Accounts are usually opened in early December.  Christmas Club checks are issued on November 15th to the customer, which leaves plenty of time for lots of worry-free shopping. Interest will be credited to your account annually.


Certificates of Deposit

We offer various terms of certificates of deposit ranging from 6 months thru 60 months.  Interest rates remain constant during the certificate term and are repriced at maturity based on current market rates.


Individual Retirement

Save for retirement by opening a traditional IRA account.  The minimum term for an IRA account is 12 months maturity and the maximum term is 60 months maturity.  The interest rate is usually Certificate of Deposit rate plus .10%.