Checking Accounts

E-Checking

Free e-checking account with a minimum balance of $100 and e-statements.

  • No Minimum Balance After Opening Account
  • No Monthly Service Charge
  • Unlimited Check Writing

Lux Checking

Minimum balance of $100 (No minimum balance account opening). $3 monthly service charge. You may still earn this account free by meeting the following criteria.

  • Sign up for eStatement
  • 1 Direct Deposit per month
  • 10 Debit Card Transactions per month

Premier Checking

Available on all checking accounts

Minimum $100 at account opening. $6 charge each statement cycle. 

Services include:

  • $10,000 Accidental Death Life Insurance & Dismemberment Insurance/Travel Assistance Services
  • Cellular Telephone Protection
  • Roadside Assistance
  • Cyber Scout - Lifestages
  • Shopping, Travel & Attractions Discounts
  • Free Checks (2 boxes or 400 checks)
  • Free Notary Service
  • Free Cashier's Checks (limit of 3 per month)
  • Free Faxes (limit of 3 per month)

Now Account

Interest-bearing checking account with a minimum balance of $1,000. $5 service charge will be imposed every statement cycle if the balance falls below $1,000 any day of the cycle and no interest will be paid.  (This account is not available for corporations because of government regulations)

Money Market Deposit

Interest-bearing money market account with minimum balance of $1,500. Convenient tiered interest rates mean you automatically earn more as your balance grows. $5 service charge will be imposed every statement cycle if your balance falls below $1,500 any day of the cycle and NOW Account rates will be paid. If your balance falls below $1,000 no interest will be paid. The account is limited to six transfers per statement cycle with no more than three by check.

Platinum Money Market Deposit

Higher-tiered interest-bearing Platinum Money Market Account.

  • Tier 1: $250,000 and greater
  • Tier 2: $200,000 - $249,999.99
  • Tier 3: $100,000 - $199,999.99
  • Tier 4: $1,500 - $99,999.99

$50 service charge will be imposed every statement cycle if your balance falls below $100,000 any day of the cycle. If your balance falls below $1,500 no interest will be paid. The account is limited to six transfers per statement cycle with no more than three by check. Ask your local representative for current rates.